Find the right loan for your needs. Below are our most common product types. Exact amounts, fees and eligibility are determined by a quick credit evaluation.


Loan amount: Up to ZMW 1,500
Loan term: 91 days
Service fee: 0% of principal (example)
Total repayable: Principal + fee (displayed before acceptance)
Repayment method: Single repayment to registered e-wallet
Who is it for: Small cash needs, emergency expenses

Actual interest rates, service fees and repayment schedules are personalized based on your credit evaluation. All fees and repayment amounts will be displayed for you to review and accept before any loan is disbursed.
Getting a loan with FlipmoCredit is fast and simple. Follow these steps to complete your application and receive funds.
Enter your mobile phone number and verify it via SMS code.
Provide essential information: full name, date of birth, national ID (if required), employment details and income estimate.
Enter your mobile phone number and verify it via SMS code.
To improve decision accuracy, you can grant optional permissions such as SMS metadata access or device info. We only use data necessary for credit evaluation.
Review the loan amount, fees and due date. If you accept, funds are sent to your registered e-wallet.
Repay by the due date to avoid penalties and to build a better credit profile.

Getting a loan with FlipmoCredit is fast and simple. Follow these steps to complete your application and receive funds.
Enter your mobile phone number and verify it via SMS code.
Provide essential information: full name, date of birth, national ID (if required), employment details and income estimate.
Enter your mobile phone number and verify it via SMS code.
To improve decision accuracy, you can grant optional permissions such as SMS metadata access or device info. We only use data necessary for credit evaluation.
Review the loan amount, fees and due date. If you accept, funds are sent to your registered e-wallet.
Repay by the due date to avoid penalties and to build a better credit profile.